Use My 
Hourly-Based Fee-Only Financial Planning
CPA, CA, R.F.P., CFP®, CLU, CHS
Financial Divorce Counselling
CFDS
Advice for Business and Non-profits
BComm, CPA, CA
Hourly-based fee-only advice
(“Fee for Service”)
Specializing in objective hourly-based fee-only financial planning and financial divorce counselling without commissions and referral fees, often called “fee for service.” I sell no products, only my time and advice.
Use the Search box at the top right to find information on specific topics
I am retiring and I am now only taking on new appointments in exceptional circumstances. I am continuing to work for the time being with Prince Edward Island residents dealing with long-term care financial issues, certain tax and estate matters for older adults, and specific referrals from non-profit organizations with which I am connected. Unfortunately, unless it is urgent, I am normally booking 3 months in the future – yes, it is lonely in my niche in PEI. I am also doing group seminars on retirement, estate, tax and other personal financial planning topics, as well as divorce financial matters, if requested to do so, as hired by employers or as a volunteer for non-profit organization. Certainly, if you have questions that may have brief answers that I can answer by email or phone, contact me and I will respond to let you know what I can do.
Explore my web site to find financial “knowledge” about personal financial planning, including income tax planning, marriage breakdown and business matters, as well as my credentials, experience, and my approach to helping clients. In addition, see some miscellaneous items, such as personal awards, tourist info, etc., on my News and Other tab.
My goal has always been provide financial planning for a balanced lifestyle – helping you enjoy today while saving for tomorrow. I have tried to offer solutions that are practical, understandable and objective based on my experience, education, and interest in your well-being, with a commitment to integrity and lifelong learning. Offering services in a sensitive, discreet fashion on an hourly fee basis without receipt of commissions or referral fees of any kind has been a way to be completely independent and objective, and been very rewarding to me because of the many thanks I have received.