Use My Tax & Financial Planning Articles
This is a list of my articles accessible on my web site by clicking on the title. I hope you find them useful, keeping in mind they represent my opinions only. As indicated by the qualification with the articles, I accept no liability for the information for a number of reasons, including the importance of working with your own professional advisors for your specific needs; the risk that changes have occurred in related rules and legislation after the article was written; the fact that much of the information is summarized; and, your specific circumstances may differ, among other reasons.
Also visit my website tab for Useful Links for much more information. When reading articles related to topics where your home province may have different rules, you should obtain further information on the relevance of my comments.
Use the Search box at the top right of my Web site to find information on specific topics.
Preparation for Your First Meeting and General Financial Planning Information
- Financial Planning Questionnaire for your Meeting with Me
- Disclosure Engagement Letter
- Do You Need Financial Planning Advice? Answer These Questions
- A Life Planning To Do List
- Year-end Planning – For Tax, Investing and Life
- Seminars – Financial Literacy, Saving and Investing, Tax and Others
- Curriculum Vitae – Blair Corkum, Financial Planning
Investment Portfolio Planning
- Common Investing and Financial Planning Mistakes
- Financial Planning 101 Chart – How Much Money to Put Where?
- Investment Strategies for Individuals
- RRSP and RRIF Withdrawal Timing Considerations
- Finding the Right Investment Broker
- Fee Only Financial Planners – What is Fee Only?
- I Need an Investment Advisor – Questions to Ask
- Questions for Financial Advisor Annual Portfolio Review
- Questions to Ask Your Financial Advisor – A comprehensive list and explanations
- Investment Advisor Sales Tricks and Tactics – Caution Required
- Questions To Ask Before Buying a Mutual Fund
- Exchange Traded Funds Vs. Mutual Funds
- “Laddering” GICs, Bonds and Fixed Income Securities for Better Interest Rates
- Tax Planning Tips for Investors
- Bonds and Bond Mutual Funds Versus GICs – Consider the Risks
- My Issues with Balanced Funds – Risks, Fees and Withdrawal Timing
- Investing to Beat Inflation – Do You Need to be in the Stock Market? (I Think Not!)
- Crashing Stock Markets and Retirement Savings
- Foreign Investing – Is It for You with the Higher Risks?
- Borrowing to Invest and Higher Risks – Is it for You? (Leveraging)
- Saving and Investing Guidelines for “New Money” or “New Investors”
- Considerations for Allocating Securities to your TFSA / RRSP / Non-registered Accounts
- Which Comes First – RRSP, TFSA, Mortgage, Other
- Typical Investment Scenarios based on Product and Portfolio Size
Income Tax
- Caregivers of Parents and Tax Deductible Expenses
- Life Interests and the Family Home – Probate vs. Taxes
- RRSP and RRIF Withdrawal Timing Considerations
- Are Tax Preparation Fees Deductible?
- Medical Expenses and Taxes – What Can You Claim?
- Organize Your Medical Receipts – Reduce Your Tax Preparation Fee
- 2025 PEI Personal Tax Brackets and Rates – Marginal and Average
- Year-end Planning – For Tax, Investing and Life
- Tax Planning Tips for Investors
- Tax Planning Using Income Splitting
- Deductibility of Association and Membership Dues
- Timber Sales and Taxes – Canadians Selling Trees from a Personal Woodlot
- Transfers of Canadian Real Estate Involving Non-Residents
- Non-Residents’ Taxation – Sale of Canadian Timber
Cash Flow & Budgeting
- Financial Advice on Buying and Owning a Car
- Emergency personal budgeting because of COVID-19
- Budgeting Worksheet
- Managing Your Budget – Finding More Cash
- Cash Flow Problems – Questions to Expect when Meeting with a Financial Planner or Counsellor
- Financial Advice for Young Adults
Debt Management
Estate Planning
- Nursing Home / Long-term Care Financial Assistance in PEI
- Wills Checklist – Advice on Preparation of Your Last Will and Testament
- Life and Legacy Binder Index (aka the “Death Binder”
- Questions to Ask When Comparing Long-term Care Homes
- Will Planning – Avoid these Issues and Problems
- Life Interests and the Family Home – Probate vs. Taxes
- Estate Planning – An Inventory – Where is Everything
- Settling Your Estate – Understand the Process
- Deceased Taxpayers – Checklist of Requirements for Tax Return Preparation
- Estate Inventory Listing
- Planning Your Funeral – A Guide for You to Use
- Joint Ownership – Understand the Risks and Benefits
- Tax Planning to Reduce Taxes Upon Death
- Address Change and Contact Checklist